UN DOCUMENTO DELLA EBA (EUROPEAN BANKING ASSOCIATION) MOSTRA IL BRILLANTE FUTURO DELLE CRIPTOVALUTE E LA MORTE DEL SISTEMA DEI PAGAMENTI INTERNAZIONALI
questo documento è illuminante e mostra la debolezza del sistema bancario. evidenzio la parte più significativa per me del documento
"The high cost of KYC compliance has led banks around the world to reduce the number of correspondents they serve in international payments. According to Accuity, correspondent banking relationships have decreased by 39% globally since 2013. Over the same period, the total number of banks has increased by 7%. The cost of ensuring compliance with KYC and fraud screening procedures increases as the complexity of the value chain for an international payment escalates. Correspondent banks not only have to ensure KYC compliance for banks that they service directly, but also for any correspondents that their customer banks service (know your customer’s customer). The uncertainty and high cost of these procedures has driven the reduction in correspondent
banking relationships, which has a negative effect on service levels and reach for banks and end
users around the world."
banking relationships, which has a negative effect on service levels and reach for banks and end
users around the world."
IN PRATICA LE BANCHE STANNO MORENDO STRITOLATE DAL MOSTRO DELLA BUROCRAZIA, DAL VELENO DEI CONTROLLI
KYC E COMPLIANCE SONO IL VERO MALE DI QUESTO MILLENNIO....
le strutture che dovevano servire per lo sviluppo economico e la crescita del mondo si sono trasformati in controllori dello stato e stanno morendo.
La sfiducia verso stati, banche e infrastrutture social sta montando sempre piu. Queste strutture invece di ringiovanirsi, ristrutturarsi alleggerire il peso.....FANNO L'OPPOSTO...
spendono sempre piu' soldi in controlli e pastoie per il cliente....e quest'ultimo se ne va..le abbandona a favore di un sistema efficiente e migliore: quello delle criptovalute!
LE CONSIDERAZIONI FINALI DEL PAPER DELL'EBA SONO SINONIMO DI IDIOZIA ALLO STATO PURO:
Cryptotechnologies offer an opportunity for banks to drastically lower operating costs and modernise the international payments value chain while continuing to comply with various national regulations. The success of any cryptotechnology initiative will rely on industry collaboration between banks, regulators, and other parties in this ecosystem. By focusing on use cases such as distributed KyC registries and low-value p2p/B2C payments, banks can lower operating costs and improve service, thereby boosting competitiveness and revenues. While major long-term challenges to the use of cryptotechnologies in international payments remain, banks would benefit greatly by engaging other financial institutions and regulators to develop concrete propositions to improve international payments. Without major changes to the international payments value chain, banks risk being left behind in a fast-growing market and leaving significant revenue on the table.
PENSARE SOLO LONTANAMENTE CHE CON L'INTRODUZIONE DELLE CRIPTOVALUTE LE BANCHE NE BENEFICERANNO E' PURA IDIOZIA. INFATTI ON APPENA IL SISTEMA DI PAGAMENTI CON CRIPTOVALUTE SARA' LA NORMALITA'....LE PERSONE NON USERANNO LE BANCHE SEMPLICEMENTE PERCHE' SI RENDERANNO CONTO CHE POTRANNO FARE DA SOLE!
NON CAPIRLO E' SEMPLICEMENTE IDIOTA..E INFATTI E' UN DOCUMENTO DELL'EBA!!!
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